Conservative Balanced

The Conservative Balanced investment option is one of six PreMixed Investment Options available to AustralianSuper members.

Please note: we are currently finalising our half yearly performance figures and crediting rates. Therefore, daily rates and financial year to date rates will not be updated until 12 January 2009.

Investment results for

Investment description

The Conservative Balanced Investment Option is designed for members who want solid capital accumulation, a steady income and reasonable likelihood of capital protection in an adverse investment environment.

Investment objective

The objective of the Conservative Balanced Investment Option is to outperform, after fees, the median balanced fund and CPI + 3.5% pa over the medium to longer term.

Investment management

The Conservative Balanced Investment Option invests in a broadly diversified portfolio including both income and growth assets. The asset classes utilised to provide this split comprise Australian and overseas shares, direct property, infrastructure, hedge funds, bonds and cash. Such a broad spread of asset classes reduces the effect of fluctuations that may occur in any single asset class and reduces the risk of a negative return.

^{*Please note: The historical return information provided is an estimate only of the rates that would have applied if the AustralianSuper Pension had previously been available. It is based on the assumptions outlined below.}

1. ^{Returns quoted have been reduced only for the cost of investing (investment fees).} 
2. ^{Returns within AustralianSuper Pension are tax-free.} 
3. ^{Historical returns have therefore been calculated by taking the declared investment returns for each option within the Accumulation Division and adding back an estimate for the tax payable.} 
4. ^{The tax rate applicable to each investment option for the 2007/08 financial year has also been used when calculating estimated historical returns for previous years for each investment option.}

<sup>The calculated investment returns were prepared by the AustralianSuper Investment Department. Past performance is not an indication of future returns. The AustralianSuper Pension was available from 1 January 2008. In calculating historical return information for AustralianSuper we have combined return information from previous ARF and STA investment options. Where only one of the merging funds previously offered an equivalent to an option in the new product suite, the returns of that option have been used. Where both funds offered an equivalent option, the returns have been asset weighted across both options on a monthly basis, where possible.

Please note that the asset allocations displayed on this site are as at 30 June 2007. The Trustee of AustralianSuper may change its asset allocations at any time.</sup> 

^{Investment management fees provided are estimates only as historical dat does not exist.}