Monthly Crediting Rates

Financial year:

	Jul 09	Aug 09	Sep 09	Oct 09	Nov 09	Dec 09	Jan 10	Feb 10
High Growth	4.435%	3.243%	3.428%	-1.507%	1.322%	3.756%	-3.503%	1.17%
Balanced	3.616%	2.814%	2.866%	-1.119%	0.855%	3.835%	-2.767%	1.089%
Sustainable Balanced	3.704%	5.155%	3.654%	-0.124%	0.44%	2.582%	-2.353%	1.042%
Conservative Balanced	2.823%	2.258%	2.447%	-0.761%	0.98%	3.132%	-2.045%	1.002%
Stable	1.873%	1.655%	1.819%	-0.217%	0.781%	2.571%	-1.053%	0.754%
Capital Guaranteed	0.188%	0.178%	0.262%	0.196%	0.214%	0.223%	0.251%	0.287%

	Jul 09	Aug 09	Sep 09	Oct 09	Nov 09	Dec 09	Jan 10	Feb 10
Australian Shares	7.819%	6.455%	6.378%	-2.18%	2.112%	4.138%	-5.785%	1.993%
International Shares	5.365%	1.65%	1.152%	-2.963%	1.796%	4.861%	-3.537%	0.343%
Australian Sustainable Shares	9.118%	12.814%	9.308%	1.518%	0.675%	2.939%	-4.157%	1.296%
International Sustainable Shares	3.849%	2.853%	0.435%	-4.508%	1.985%	4.324%	-4.278%	1.044%
Property	-1.334%	0.889%	0.471%	-1.37%	-0.061%	0.463%	0.316%	0.424%
Australian Fixed Interest	0.292%	0.718%	0.794%	-0.099%	1.524%	-0.371%	1.231%	0.429%
International Fixed Interest	0.319%	1.239%	0.778%	-0.271%	1.097%	-0.488%	0.64%	0.785%
Diversified Fixed Interest	0.32%	1.013%	0.808%	1.078%	0.374%	1.153%	0.808%	1.166%
Cash	0.267%	0.238%	0.374%	0.255%	0.309%	0.362%	0.334%	0.431%