Transition to Retirement calculator (TTR)
What does the TTR calculator do?
The calculator will help you to determine the:
- Pension payments required to supplement your salary if you make additional salary sacrifice contributions to super, and
- Optimum amount you can salary sacrifice into super, taking into account the legislative limits that apply.
How do I interpret the results?
The calculator provides the following tools to help you compare the results:
Results Table
The table provides a side-by-side summary of the input values at the end of Year One. Of most significance is the 'Yr 1 Optimum strategy' column on the right which provides the input values required to achieve the optimum result shown in the graph.
Results Graph
The graph shows the total value of your superannuation savings at the end of Year One and at Retirement.
Three results are provided:
- Left column: the $ value of your super savings if you do not implement a TTR strategy,
- Middle column: the $ value of your super savings if you implement a TTR strategy based on the optimum figures provided in the Results Table,
- Right column: the $ value of your super savings if you implement a TTR strategy based on your own chosen inputs.
Please see the attached factsheet for what you need to know to get started.
Please note: This graph is an example only.
Important note: The results from this calculator rely on certain assumptions which have been determined following careful consideration of investment and economic research. They are estimates only and are not a guarantee of actual performance. Please ensure you read the Disclaimer and Assumptions section carefully before using the calculator.
AustralianSuper cannot guarantee the suitability of these projections or assumptions for your financial circumstances and recommends that you seek professional financial advice before making a decision to undertake a Transition to Retirement strategy.
